AXIS Retail Lending Program – Professional Program Details

Job Title

Retail Lending Officer / Relationship Officer – Axis Bank (Retail Lending Program)

Program Overview

The Axis Retail Lending Program is a specialized Banking Training & Placement Program developed in collaboration with Manipal Academy of BFSI and Axis Bank. This program is designed to prepare candidates for careers in Retail Assets, Home Loans, Personal Loans, Vehicle Loans, Loan Against Property (LAP), and Customer Relationship Management.

Upon successful completion of the training program, eligible candidates receive placement opportunities with Axis Bank in Retail Lending roles.

Training Details

• Training Duration: 4 Months

• Training Location: Manipal Academy of BFSI, Bengaluru

• Training Type: Full-Time Residential (On-Campus)

• Placement: Axis Bank (Subject to successful completion of the program)

Job Role – Retail Lending Officer

As a Retail Lending Officer, your responsibilities include:

• Handling Home Loan, Personal Loan & Vehicle Loan customers

• Understanding customer financial requirements

• Guiding customers through the loan application process

• Collecting and verifying KYC & income documents

• Coordinating with Credit & Operations teams

• Maintaining customer relationships

• Cross-selling banking and financial products

• Achieving retail lending business targets

• Ensuring compliance with RBI & Axis Bank policies

• Providing excellent customer service throughout the loan journey

Salary Package

CTC: Up to ₹4.42 Lakh Per Annum

Additional Benefits:

• Performance Incentives

• Medical Insurance

• Provident Fund (PF)

• Gratuity

• Paid Leaves

• Employee Banking Benefits

• Career Growth Opportunities

(Benefits are provided as per Axis Bank policy.)

Program Fee

Official Program Fee

₹2,99,989.04/-

The program fee is charged by the official training partner as per the approved program guidelines.

Eligibility Criteria

• Graduation (Any Stream)

• Age: 21–30 Years

• Good Communication Skills

• Basic Computer Knowledge

• Interest in Sales & Banking

• Customer Service Orientation

• Willing to relocate anywhere in India

Skills Required

• Communication Skills

• Customer Relationship Management

• Sales & Marketing Skills

• Loan & Financial Product Understanding

• Problem Solving

• Teamwork

• Professional Personality

• Banking Awareness

Career Growth

Retail Lending Officer

⬇️

Assistant Manager

⬇️

Deputy Manager

⬇️

Relationship Manager

⬇️

Branch Sales Manager

⬇️

Branch Manager

⬇️

Regional Sales Manager

Program Benefits

• Industry-Recognized Certification

• Professional Banking Training

• Practical Loan Processing Experience

• Retail Lending & Credit Knowledge

• Expert Faculty & Mentorship

• Interview Preparation

• Placement Assistance

• Fast Career Growth

• Pan India Career Opportunities

• Corporate Banking Exposure

Why Choose the Axis Retail Lending Program?

✔ Build a Career in India's Leading Private Bank

✔ Learn Home Loans, Personal Loans & Retail Assets

✔ Hands-on Industry-Oriented Training

✔ Corporate Banking Environment

✔ High Career Growth Potential

✔ Expert Mentorship & Practical Learning

✔ Professional Skill Development

✔ Placement Opportunity with Axis Bank

Selection Process

1. Registration

2. Profile Screening

3. Online Assessment

4. Personal Interview

5. Admission Confirmation

6. Fee Payment

7. 4-Month Training at Manipal Academy, Bengaluru

8. Final Assessment

9. Axis Bank Placement

10. Joining in Retail Lending Role

Important Note

Selection depends on the candidate's eligibility, assessment performance, interview, background verification, and successful completion of the training program. The official program fee is ₹2,99,989.04, payable as per the training partner's terms and conditions. JobDesirve facilitates the registration and admission process. Final placement is governed by the recruitment policies of Axis Bank and the official training partner.